Diners Club Cards Exclusive Benefits

Buy Now Pay Later

Pay with 0% instalment plans at a wide range of retailers

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DConvert Instalment

Stretch your dollar by converting your credit card bill or selected transaction(s) into interest-free instalments

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Withdraw cash at ATM machines

Conveniently withdraw cash at any DBS/POSB ATMs in Singapore, and at more than 1.2 million ATMs globally

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Club Rewards

Earn Club Rewards points that never expire! Redeem dining & shopping vouchers, home gadgets and other exclusive perks!

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Airport Lounge Access

Enjoy access to more than 1,300 airport lounges worldwide, including at Changi Airport terminals

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Pay bills at AXS Stations

Easily pay for your different bills at over 800 AXS machines islandwide with your Diners Club Card. You can also choose from 3 or 6- month instalment plans

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Free Travel Insurance

Exclusive to DCS Credit or Charge Cardmembers, enjoy complimentary travel insurance with the Lifestyle Advantage Plan

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Longest Interest-Free Period
Enjoy up to 52 days credit-free payment period.

Pay Vehicle Road Tax in 6 monthly instalments at 0% interest
Diners Club Card is the only credit card accepted for vehicle road tax payment.
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Club Rewards bonus points incentive spending programme
Cardmembers earn one Club Rewards point for every S$1 charged to your Diners Club card.
Use these points to redeem a wide selection of vouchers, merchandise, annual fee waiver, frequent flyer miles, and more.
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For the Charge Card, you have to pay in full on the Due Date. For the Credit Card, you have the option to pay in full or pay the Minimum Payment.

The amount you can spend is made known to you when you first receive your Credit Card. It is normally up to 4 months of your Monthly Salary, as per MAS Ruling.

Yes, if your Taxable Income exceeds S$30,000 per annum. (Taxable Income declared to Inland Revenue)

The combined Credit Limit of the two Cards should not exceed the 4 months' income.

Presently we do not allow selection of Billing Dates. The Billing Date is usually at the end of the month and you should receive your statement at the beginning of the month.

No, we do not allow balance transfer even though it is within the same company.

Yes, provided they are current.

You can enjoy international card replacement worldwide. However, upon your return to Singapore, you are required to have it replace with one that features the Credit Card type face at our office.

Yes, but only for Medical, Hospitalisation and Entertainment related charges.

Yes, provided your total combined expenses are still within your Credit Limit set for both your Charge and Credit Cards.

A Preferred Credit Limit column is available on the application form. The combined total Credit Limit for both cards must not exceed the 4 months of your declared income. Credit limit granted maybe lower than indicated.

The Payment Due Date is on the 22nd of every month. This date refers to the date that DCS receives and processes your payment into your account. Different processing times apply for payments made via different channels before DCS receives your payment. Please check with your bank, where applicable.

Basic Cardmembers may only transfer their Club Rewards points to another account in which they are the basic account holder, subject to an administrative charge of 5,000 Club Rewards points or S$20.

The normal processing time takes about 6 to 8 weeks. Prior to receiving confirmation from us, please settle the accounts by other means, i.e. Cash / Cheque / DBS & POSB ATM / Internet / AXS Stations

Your bank account will be deducted about 5 to 6 working days before the Payment Due Date, depending on the schedule.

To locate our Airport Lounges, please log on to https://www.dinersclub.com/cardmembers/airport-lounges.