COURTS DCS Mastercard Fees & Charges

Fees And Charges COURTS DCS Mastercard
Annual Fee Refer to the card application form or our Website
Interest Charge 27.8% per annum is levied on the Total Indebtedness (excluding the principal amount of each Cash Advance) unless the closing balance on both the current and previous Statements has been paid in full by the respective Payment Due Date and 29% per annum is levied on all Cash Advances. If the minimum payment specified on a Statement is not received by us on or before the Payment Due Date the interest for the period of that Statement will be 30% per annum on that Total Indebtedness and 32% on all Cash Advances. If interest is to be debited, Total Minimum Interest of S$3 per account per month is charged if the interest would otherwise be less than S$3.
Late Payment Charge S$100 if the Minimum Payment is not received by Payment Due Date
Cash Advance Fee 6% of the Cash Advance or S$20 (whichever is greater) per Cash Advance; plus any service charge or other fee imposed by the ATM operator in respect of an ATM Cash Advance
Extraction Fee
  1. S$10 per copy for request of charge slips
  2. S$10 per copy for request of Statement of Account for a Statement Period which is within 12 months before the request date
  3. S$30 per copy for request of Statement of Account for a Statement Period which is 13 to 24 months before the request date
Excess Limit Charge S$50 per month if the Total Indebtedness exceed the Credit Limit at any time during the Statement Period
Giro Returned Fee S$50 per rejected transaction
Conversion Commission All transactions in foreign currencies will be subject to an administrative fee of 3.25%.
All card transactions (including reversals and refunds) in Singapore dollars but processed overseas will be subiect to an administrative fee of 1%.
Card Replacement Fee S$30 for each card replacement (fee will be subject to the prevailing Goods & Services Tax)

Effective 1 Oct 2024