We are a
financial institution,
proud of it.

In 1973, we pioneered card issuing and payment solutions. Now 50 years on, we will continue the legacy to pioneer the next payment frontiers in Singapore.

“The cornerstone of our next evolution is to harness today’s technology to deliver future-ready solutions that meet the needs of our customers and partners.

With an innovative spirit, we will be the latest disruptor in the payments landscape, committed to pursue product and service excellence.”

Karen Low
Chief Executive Officer, DCS Card Centre

Meet Our Team

About Us

DCS Card Centre is a financial institution licensed to carry on the business of issuing credit cards or charge cards in Singapore, governed by the Monetary Authority of Singapore (MAS) under the Banking Act.

We secured this license in 1973 as an exclusive franchisee of Diners Club International and have since been operating under the company name of “Diners Club Singapore”. This established us as one of the founding financial institutions that pioneered cashless payments with the first credit and charge cards issued in Singapore.

In October 2022, the financial institution was officially renamed to DCS Card Centre in line with a massive business transformation to expand our network of payments schemes, as well as new payment solutions.

Technology and innovation have significantly changed the way consumers and businesses interact with payments. Now as DCS Card Centre, we have evolved to a fintech that will lead the next payment frontiers with future-ready payment solutions.

We are a Fintech with Heritage, uniquely positioned to converge innovation with trust and reliability.

DCS Card Centre is owned by DCS Fintech Holdings, a holding company with a strategic focus on cultivating expertise and influence in critical financial services in Singapore and across Asia Pacific. It aims to synergise the delivery of more innovative and efficient solutions for the payments network.

DCS Fintech Holdings oversees a diverse portfolio of subsidiary companies, each contributing to the growth and success of our financial ecosystem. These include:

  • DCS Card Centre for cards issuing
  • DCS PayAll for merchant acquiring
  • DCS Innov to drive fintech enablement through innovative solutions and partnerships
  • DCS Premier to provide wealth management and premium card service to top-tier customers

We believe in the power of payments to build connections, bringing the world closer together while unlocking its true potential.

Digital Connects Us

Say hello to a new generation of products and solutions that are swift, secure and seamless - aligned with the innovations of today, without forgetting the values learnt yesterday.

Our Mission

We take a user-first and digital-first approach in all that we do

We empower innovation through partnerships with innovators of next-generation payment solutions

We delight customers with rewarding integrated payment experiences that meet their needs

Our Values


Our customers are at the forefront of everything we do. By understanding your needs, we aim to exceed your expectations and deliver exceptional experiences.


We uphold integrity and honesty, abiding by laws and regulations at all levels. We emphasise compliance in our business practices and honour our stakeholders' trust.


Innovation defines our identity—we revolutionise design and delivery, consistently pushing boundaries and transcending industry trends to create cutting-edge solutions that redefine the customer experience.


We view excellence not as a goal, but as a continuous journey defined by a culture of refinement. We uphold high standards in providing the best possible products and services to our valued customers.

Our Products and Services

As we expand, expect new products including credit cards issued with
Mastercard, UnionPay International and VISA, as well as fintech-enablement services.

Credit Cards

Choose from our range of credit cards to suit your lifestyle preferences and enjoy privileges!

Cash Programmes

Get cash hassle-free at attractive interest rates.

Corporate Cards

Support your business needs with our corporate cards and business solutions.