Pay Smarter, Live Better

Founded in 1973, DCS Card Centre (formerly Diners Club Singapore) is a financial institution licensed to issue credit and charge cards, governed by the Monetary Authority of Singapore (MAS) under the Banking Act.

We deliver digital-first, customer-centric payment products and solutions for consumers, merchants and corporates. Leveraging on our deep heritage, we aspire to be an innovative fintech leader driving integrated payment and financial services.
Say hello to a new generation of products and solutions that are
SEAMLESS
SECURE
SWIFT
aligned with the values of today, without forgetting the history of yesterday
Mission Values

We take a user-first and digital-first approach in all that we do

We empower innovation through partnerships with innovators of next-generation payment solutions

We delight customers with rewarding integrated payment experiences that meet their needs

Customer-First

Our customers are at the forefront of everything we do. By understanding your needs, we aim to exceed your expectations and deliver exceptional experiences.

Abiding

We uphold integrity and honesty, abiding by laws and regulations at all levels. We emphasise compliance in our business practices and honour our stakeholders' trust.

Revolutionary

Innovation defines our identity—we revolutionise design and delivery, consistently pushing boundaries and transcending industry trends to create cutting-edge solutions that redefine the customer experience.

Excellence

We view excellence not as a goal, but as a continuous journey defined by a culture of refinement. We uphold high standards in providing the best possible products and services to our valued customers.

Mission

We take a user-first and digital-first approach in all that we do

We empower innovation through partnerships with innovators of next-generation payment solutions

We delight customers with rewarding integrated payment experiences that meet their needs

Values

Customer-First

Our customers are at the forefront of everything we do. By understanding your needs, we aim to exceed your expectations and deliver exceptional experiences.

Abiding

We uphold integrity and honesty, abiding by laws and regulations at all levels. We emphasise compliance in our business practices and honour our stakeholders' trust.

Revolutionary

Innovation defines our identity—we revolutionise design and delivery, consistently pushing boundaries and transcending industry trends to create cutting-edge solutions that redefine the customer experience.

Excellence

We view excellence not as a goal, but as a continuous journey defined by a culture of refinement. We uphold high standards in providing the best possible products and services to our valued customers.

“The dynamic world of payments is constantly shifting as the needs and wants of customers evolve. Going beyond just keeping in step with the trends of the day, we have a responsibility to serve our customers and better their lives with products and solutions that are future-ready.

This is the driving force behind our commitment to payments innovation that engineers smarter and more seamless experiences for our customers and partners.”

Karen Low
Chief Executive Officer, DCS Card Centre

What We Do
We offer products and services that close market gaps and
meet the financial needs of the 'underserved' segments.
Consumer Cards
Live life to the fullest with our credit cards as your gateway to fuss-free payments. From cashback to rewards, our variety of cards perfectly complement our customers’ lifestyles and preferences. 
Commercial Cards
Find support for your business with our suite of commercial card solutions. Designed to simplify business operations, focus on business expansion while we manage the finer details.
Merchant Solutions
With competitive pricing, hassle-free reconciliation and even a Web3 option for settlement in DCS Tokens, explore our multitude of cashless payment solutions for your business.
Cards-as-a-Service (CaaS)
Quickly and seamlessly integrate payment solutions into your brand’s customer interface with our CaaS solution. Enhance customer loyalty and scale business growth while enjoying end-to-end card operations support.
Web3 Payments
Designed to bridge the payments experience for merchants and corporates across Web2 and Web3, DCS Tokens are the first dollar-backed payment token to be issued by a financial institution in Singapore.

DCS Card Centre is a fully-owned subsidiary of DCS Fintech Holdings, a holding company with a strategic focus on cultivating expertise and influence in critical financial services in Singapore and across Asia Pacific.

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