Managing your payments just got easier
The DCS Cards App gives you swift, secure and seamless access to your card accounts. Click or scan now to download! Tap here to download now!
Control your Cards in just a few taps
Your DCS Cards are now in the palm of your hand. With the DCS Cards App, you can conveniently:
- Activate your Cards. Click here for step-by-step guide
- Apply for Cards
- Request/Reset your Card PIN for cash withdrawals. Click here for step-by-step guide
Track spends and transfer funds seamlessly
Keep track of your transactions and account balance, and download your monthly statements anytime, anywhere.
You can also make instant fund transfers from your DCS Cards to your designated bank account.
Increase your spend limit almost instantly and pay card bills conveniently
Making a purchase that's higher than your existing card spend limit?
In the DCS Cards App, activate your Virtual Account, top it up with funds, and link it to your preferred DCS Card to raise your spend limit immediately - no proof of income required!
You can also use the Virtual Account to pay your card bills.
For swift, secure and seamless payments, download the DCS Cards App now!
FAQs
常见问题
Registration
注册篇
Step 1:
Download the DCS Cards App to your mobile device via the Apple App Store or Google Play Store.
第一步：
通过“App Store”或 “Google Play”下载 DCS Cards App 。
注：如果在中国区的App Store无法找到，请将Apple ID注册国家切换到新加坡。
Step 2:
- On the DCS Cards App, tap 'Sign up now'.
- Enter your mobile number, then tap on 'Get Captcha'. Solve the equation shown and enter your answer in the field to complete the security verification. Review the Terms & Conditions, then tap on 'Next'.
第二步：
输入电话号码并获取图形验证码。在验证码输入框内填入图形验证码问题的答案。确认用户协议，再点击”下一步”。
Step 3:
- Enter the one-time password (OTP) sent to your mobile number via an SMS.
- Set your login password.
第三步：
验证码将发送到填写的手机号中，在相应的框中输入验证码。
设登录密码。
Step 4:
Once you have successfully registered, you can choose to enable Touch ID or Face ID for greater convenience.
第四步：
注册成功后，用户可以选择开通人脸识别登陆或指纹登陆。
Card Management
卡片管理篇
Step 1:
Select 'Add Card'. Enter your credit card number, agree to the Terms & Conditions and tap 'Confirm'.
第一步：
选择“添加卡片”。输入信用卡卡号并且同意用户协议，然后点击“确认”。
Step 2:
Enter the one-time password (OTP) sent to your mobile number via an SMS.
第二步：
系统将向后端系统中注册的手机号码发送短信。在相应的框中输入验证码。
Step 1:
Tap on 'Activate' for your DCS Card, then 'Confirm' to proceed with the activation.
第一步：
点击所需要“激活”的卡。显示确认提示。点击”确认“激活卡。
Step 2:
- Enter the one-time password (OTP) sent to your mobile number via an SMS.
- Upon successful card activation, the 'Activate' option will no longer be seen for your DCS Card on your dashboard.
第二步：
系统将向注册的手机号码发送短信，在相应的框中输入验证码。
成功激活卡片后，激活按钮将被移除。
Note:
For DCS products with virtual cards, the Virtual Card is automatically activated once the card application has been approved, and can be used for card-not-present transactions such as e-commerce transactions.
Card Activation must be performed via the App before the Physical Card can be used.
Once done, the App will indicate that the Physical Card is now active, and available to use.
注：
对于拥有虚拟卡的信用卡产品，一旦卡片申请获得批准，虚拟卡将被激活。然而，实体卡尚未激活。
要使用实体卡，用户必须首先进行卡片激活。在卡片激活后，应用程序将显示实体卡已激活。
当实体卡尚未激活（只有虚拟卡激活时），只能进行卡片线上交易，例如电商交易。
Step 1:
Select your DCS Card and tap on 'Card Management'.
第一步：
选择要更改或设置 ATM 密码的卡片。转到 “卡片管理”。
Step 2:
Tap on 'Request/Reset CARD PIN', then enter your card expiry date and CVV.
第二步：
选择 “请求/重置卡片密码”。输入到期日期和 CVV2。
Step 3:
- Enter the one-time password (OTP) sent to your mobile number via an SMS.
- Then, enter your new Card PIN and re-enter it to confirm.
第三步：
- 系统将向注册的手机号码发送短信验证码。继续输入验证码。
- 输入新的卡片密码，并再次确认。
Step 1:
Select the DCS Card you would like to request a fee waiver for. Under the Card Management section, tap on 'To Manage'.
第一步：
选择产生费用的卡片。在卡片管理处选择“设置”。
Step 2:
Tap on 'Request Fee Waiver' and select the fee type you wish to waive. Tap 'Confirm'.
第二步：
选择“费用减免请求”。选择需要免除的费用，然后点击“确认”。
Card Usage
用卡篇
The Repayment feature can be accessed via your main dashboard or after you have selected your card account.
“还款”功能有多个入口：
Step 1:
Select your DCS card account and the amount to repay. Tap on 'Pay'.
第一步：
选择要还款的卡片，确认还款金额，并点击“支付”。
Step 2:
Select 'D-Vault' as the payment method, then tap on 'Repay'.
第二步：
选择还款方式为专用账户，然后点击“还款”。
Step 3:
The repayment will be credited immediately and can be viewed under the card's Unbilled Transaction List and the D-Vault/VA Transaction List.
第三步：
还款将立即入账，并可在对应卡片的未出账交易列表和专用账户交易列表中查看。
Note:
D-Vault can only be used to repay outstanding card balance, and this feature becomes unavailable if there is no outstanding amount. Users will be prompted to top up D-Vault if their D-Vault balance is lower than the repayment amount.
注意：
专用账户余额只能用于偿还信用卡欠款。
如果信用卡无欠款，则无法使用专用账户余额进行还款。
如果专用账户余额不足以支付还款金额，系统将提示用户往专用账户充值。
Step 1:
Select your DCS card account and the amount to repay. Tap on 'Pay'.
第一步：
选择要还款的卡片，确认还款金额，并点击“支付”。
Step 2:
Select 'PayNow' as the payment method. Then, open your bank app's scanner for PayNow QR and proceed to pay from the bank app.
第二步：
选择还款方式：PayNow。打开银行应用程序，使用扫码功能扫描PayNow二维码，并进行支付。
Repayment will be credited immediately and can be viewed under the card's Unbilled Transaction List.
还款将立即入账，并可在对应卡片的未出账交易列表中查看。
Step 1:
Select your DCS card account and the amount to repay. Tap on 'Pay'.
第一步：
选择要还款的卡片，确认还款金额，并点击“支付”。
Step 2:
Select 'FOMO Pay' as the payment method' and provide the required information.
第二步：
选择还款方式为FOMO Pay。提供所需的信息。
Step 3:
- Select your preferred digital asset for the payment method.
- Open your Web3 Wallet to enter the details or scan the QR to complete payment.
- Please note that repayment will be credited within 3-5 working days.
第三步：
- 选择支付方式。列出了支持的不同数字资产。
- 打开Web3钱包以输入详细信息或扫描二维码，然后继续支付。
- 还款将在3-5个工作日内入账。
For more information, please refer here.
请点击此处获得更多信息。
Viewing of Card Credentials
查询篇
On your DCS Cards App home screen, tap on the 'More' button to view all your DCS Cards.
在首页蓝色框内点击“更多”，查看所有卡片。
Step 1:
On the DCS Cards App home screen, select your card.
第一步：
在首页蓝色框内选择卡片。
Step 2:
This leads to the Card Details page where the full list of transactions that are yet to be billed (Unbilled) can be seen. Repayment amounts are also reflected here.
第二步：
进入卡片详情页后，向下滑动可查看所有未出/已出账单的交易列表，包括已还款交易。
Note:
'Posted' refers to transactions that are already confirmed and posted.
'Pending' refers to transactions that are already approved or authorised but still pending confirmation. The transaction will remain as 'Pending' until it is confirmed/settled by the merchant, or until the system drops the transaction after it has remained as pending beyond a certain number of days.
注意：
交易状态
Posted >> 交易已经确认。
Pending >> 交易已经获得批准或授权，但仍在等待最终处理，因此尚未发布。在交易由商家确认/结算之前，交易将保持为待处理状态，直到交易被发布或系统在一定数量的天数后删除待处理交易。
Step 1:
On the DCS Cards App home screen, select your card. This leads to the Card Details page where your list of transactions can be viewed.
第一步：
选择卡片。在卡片详细信息页面上，向下滚动以查看交易列表。
Step 2:
To view your latest statement, tap on 'Billed', then tap on 'Previous Statements'.
第二步：
单击 "已出账" 以查看最新账单的详细信息。单击 "历史账单"。
Step 3:
Select the billing month to view your statement. If you wish to download a PDF copy of your statement, tap on the 'Download' icon on the top right of the screen.
第三步：
选择账单月份。单击右上角的下载图标以查看或下载 PDF 格式的账单。
