Managing your payments just got easier
The DCS Cards App gives you swift, secure and seamless access to your card accounts. Click below to download now! Tap below to download now!
Control your Cards in just a few taps
Your DCS Cards are now in the palm of your hand. With the DCS Cards App, you can conveniently:
- Activate your Cards. View guide
- Apply for Cards
- Request/Reset your Card PIN for cash withdrawals. View guide
- Request for fee waiver. View guide
- Request for card replacement. View guide
- Temporarily block/unblock card. View guide
- Make payment at any UnionPay QR Code-enabled merchants locally and internationally. View guide
- Apply for DConvert Instalment Programme. View guide
Track spend and transfer funds seamlessly
Keep track of your transactions and account balance, and download your monthly statements anytime, anywhere.
You can also make instant fund transfers from your DCS Cards to your designated bank account.
Increase your spend limit almost instantly and pay card bills conveniently
Making a purchase that's higher than your existing card spend limit?
In the DCS Cards App, activate your Virtual Account, top it up with funds, and link it to your preferred DCS Card to raise your spend limit immediately - no proof of income required!
You can also use the Virtual Account to pay your card bills.
For swift, secure and seamless payments, download the DCS Cards App now!
FAQs
常见问题
Registration
注册篇
Step 1:
Download the DCS Cards App on your mobile device via the Apple App Store, Google Play Store or by downloading the Android Application Package.
第一步：
通过“App Store”，“Google Play”或“安卓APK安装包”下载 DCS Cards App 。
注:中国区App Store下载的应用程序为红色图标。
Step 2:
- On the DCS Cards App, tap 'Sign up now'.
- Enter your mobile number, then tap on 'Get Captcha'. Solve the equation shown and enter your answer in the field to complete the security verification. Review the Terms & Conditions, then tap on 'Next'.
第二步：
输入电话号码并获取图形验证码。在验证码输入框内填入图形验证码问题的答案。确认用户协议，再点击”下一步”。
Step 3:
- Enter the one-time password (OTP) sent to your mobile number via an SMS.
- Set your login password.
第三步：
验证码将发送到填写的手机号中，在相应的框中输入验证码。
设登录密码。
Step 4:
Once you have successfully registered, you can choose to enable Touch ID or Face ID for greater convenience.
第四步：
注册成功后，用户可以选择开通人脸识别登陆或指纹登陆。
Card Management
卡片管理篇
Step 1:
Select 'Add Card'. Enter your credit card number, agree to the Terms & Conditions and tap 'Confirm'.
第一步：
选择“添加卡片”。输入信用卡卡号并且同意用户协议，然后点击“确认”。
Step 2:
Enter the one-time password (OTP) sent to your mobile number via an SMS.
第二步：
系统将向后端系统中注册的手机号码发送短信。在相应的框中输入验证码。
Step 1:
Tap on 'To activate' for the DCS Card that you wish to activate.
第一步：
点击您需要激活的 DCS 卡上的“激活”按钮
Step 2:
a) Activating your Virtual Card
- Tap on 'Activate Virtual Card' to enable online and in- app transactions.
第二步：
a) 激活您的虚拟卡
- 点击“激活虚拟卡”，以启用在线和应用程序内的交易。
b) Activating your Physical Card
- Tap on 'Activate Physical Card' to enable use of your physical card.
b) 激活您的物理卡
- 点击“激活物理卡”，以启用您的物理卡使用。
*Before activating your physical card, do ensure that you have already received it.
*在激活您的物理卡之前，请确保您已经收到了它。
Step 3:
a) Enter the one-time password (OTP) sent to your registered mobile number via an SMS.
Upon successful card activation, the 'To Activate' option will no longer appear.
a) 输入一次性密码（OTP），将通过短信发送到您注册的手机号码上。
成功激活卡后，“激活”按钮将不再显示。
Note:
Virtual Card has to be activated for you to be able to retrieve card details such as your card number, card expiry date and CVV code for you to perform online transactions, except for the following card products:
- DCS Ultimate Platinum UnionPay Card
- DCS D-Lite Mastercard
- DCS D-Lite UnionPay Card
注：
为了确保您能查询到卡片详情，如卡号、卡片到期日和 CVV 安全码，以便进行在线 交易，必须激活虚拟卡，但以下产品除外，它们的虚拟卡将自动激活：
- DCS Ultimate Platinum UnionPay Card
- DCS D-Lite Mastercard
- DCS D-Lite UnionPay Card
Step 1:
Select your DCS Card and tap on 'Card Management'.
第一步：
选择要更改或设置 ATM 密码的卡片。转到 “卡片管理”。
Step 2:
Tap on 'Request/Reset CARD PIN', then enter your card expiry date and CVV.
第二步：
选择 “请求/重置卡片密码”。输入到期日期和 CVV2。
Step 3:
- Enter the one-time password (OTP) sent to your mobile number via an SMS.
- Then, enter your new Card PIN and re-enter it to confirm.
第三步：
- 系统将向注册的手机号码发送短信验证码。继续输入验证码。
- 输入新的卡片密码，并再次确认。
Step 1:
Select the DCS Card which you would like to request for a fee waiver. Under the Card Management section,tap on 'To Manage'.
第一步：
选择产生费用的卡片。在卡片管理处选择“设置”。
Step 2:
Tap on 'Request Fee Waiver', select the type of fee waiver that you would like to request, and then tap on 'Confirm'.
第二步：
选择“费用减免请求”。选择需要免除的费用，然后点击“确认”。
Step 3:
You will receive a notification on the status of your waiver request via your DCS Cards App within 5 days from the date of your request. Alternatively, you may tap on 'Waiver History' on the corresponding card to check on your waiver request status.
第三步：
您将在5个工作日内在DCS Cards APP 上收到的关于您豁免状态的通知，或者您也可以点击"豁免历史"查看您的豁免状态。
Note:
Please note that if you are granted a partial waiver for your annual fee waiver requests, you will be required to accept the offer within 5 working days upon receiving the notification of your waiver status.
注:
请注意，如果您申请部分年费豁免，您必须在收到豁免状态通知后5个工作日内接受。
Step 1:
On the Card Details app screen, select 'Card Management' followed by 'Request Card Replacement'.
第一步：
在卡详细信息应用程序屏幕上，选择“卡管理”，然后选择“请求更换卡”。
Step 2:
Select your reason for card replacement.
第二步：
选择更换卡片的原因。
Step 3:
Verify your Mailing Address and Mobile Number, then tap 'Confirm'.
第三步：
确认您的邮寄地址和手机号码，然后按“确认”。
Step 4:
Enter the SMS OTP received.
第四步：
输入接收到的短信OTP。
Note:
Card replacement for Imperium World Elite Card is not available via the DCS Cards app.
注:
帝国世界精英卡的更换卡不能通过DCS卡应用程序。
-
Step 1:
On the Card Details app screen, tap 'Card Management' followed by 'Block/Unblock Card'第一步：
在“卡片详细信息”应用程序屏幕上，点击“卡片管理”，然后点击“冻结/解冻卡”。
Step 2:
Tap 'Confirm' to proceed to block your card.第二步：
点击“确认”继续锁定您的卡。
Note:
Once your card(s) has been blocked, you will not be able to perform cash withdrawals and retail transactions. Any fees and charges will continue to apply.
注:
一旦您的卡被冻结，您将无法进行现金提取和零售交易。任何费用和收费将继续适用。
To unblock card 解冻卡
-
Step 1:
Go to card details page, tap 'Card Management' followed by 'Block/Unblock Card'第一步：
进入卡片详细信息页面，点击“卡片管理”，然后点击“冻结/解冻卡”。
Step 2:
Confirm unblock card and enter SMS OTP第二步：
确认解冻卡卡，发送短信至OTP
2 ways to pay with UnionPay QR Code
2种银联二维码支付方式
#1 – Scan to Pay
#1 – 扫描付款
- 1.Launch the DCS Cards App and tap 'Pay'
- 2.Scan the UnionPay QR Code and enter the payment amount (if required)
- 3.Review and confirm your transaction details
- 1.启动DCS卡应用程序，点击“支付”
- 2.扫描银联二维码，输入支付金额(如需)
- 3.查看并确认您的交易细节
#2 – Generate a QR Code for the merchant to scan
#2 -生成商家扫描的QR码
- 1.Launch the DCS Cards App, tap 'Pay' followed by 'My QR'
- 2.Select either 'Singapore and Others' or Mainland China
- 3.Present your QR Code to the merchant to scan
- 4.Confirm the payment amount and tap 'Pay'
- 1.启动DCS卡App，点击“支付”，然后点击“我的二维码”
- 2.选择“新加坡及其他国家”或“中国大陆”
- 3.出示你的二维码给商家扫描
- 4.确认付款金额，点击“支付”
Note:
For both payment methods, you are required to set your Payment Password before you will be able to pay with UnionPay QR code.
注:
对于这两种支付方式，您都需要设置支付密码，然后才能使用银联二维码支付。
Card Usage
用卡篇
The Repayment feature can be accessed via your main dashboard or after you have selected your card account.
“还款”功能有多个入口：
Step 1:
Select your DCS card account and the amount to repay. Tap on 'Pay'.
第一步：
选择要还款的卡片，确认还款金额，并点击“支付”。
Step 2:
Select 'D-Vault' as the payment method, then tap on 'Repay'.
第二步：
选择还款方式为专用账户，然后点击“还款”。
Step 3:
The repayment will be credited immediately and can be viewed under the card's Unbilled Transaction List and the D-Vault/VA Transaction List.
第三步：
还款将立即入账，并可在对应卡片的未出账交易列表和专用账户交易列表中查看。
Note:
D-Vault can only be used to repay outstanding card balance, and this feature becomes unavailable if there is no outstanding amount. Users will be prompted to top up D-Vault if their D-Vault balance is lower than the repayment amount.
注意：
专用账户余额只能用于偿还信用卡欠款。
如果信用卡无欠款，则无法使用专用账户余额进行还款。
如果专用账户余额不足以支付还款金额，系统将提示用户往专用账户充值。
Step 1:
Select your DCS card account and the amount to repay. Tap on 'Pay'.
第一步：
选择要还款的卡片，确认还款金额，并点击“支付”。
Step 2:
Select 'PayNow' as the payment method. Then, open your bank app's scanner for PayNow QR and proceed to pay from the bank app.
第二步：
选择还款方式：PayNow。打开银行应用程序，使用扫码功能扫描PayNow二维码，并进行支付。
Repayment will be credited immediately and can be viewed under the card's Unbilled Transaction List.
还款将立即入账，并可在对应卡片的未出账交易列表中查看。
Step 1:
Select your DCS card account and the amount to repay. Tap on 'Pay'.
第一步：
选择要还款的卡片，确认还款金额，并点击“支付”。
Step 2:
Select 'FOMO Pay' as the payment method' and provide the required information.
第二步：
选择还款方式为FOMO Pay。提供所需的信息。
Step 3:
- Select your preferred digital asset for the payment method.
- Open your Web3 Wallet to enter the details or scan the QR to complete payment.
- Please note that repayment will be credited within 3-5 working days.
第三步：
- 选择支付方式。列出了支持的不同数字资产。
- 打开Web3钱包以输入详细信息或扫描二维码，然后继续支付。
- 还款将在3-5个工作日内入账。
For more information, please refer here.
请点击此处获得更多信息。
Step 1: On the Card Details app screen, tap on 'DConvert'.
第一步: 在卡详细信息应用程序屏幕上，点击DConvert。
Step 2: Select either 'Bill Instalment ' or 'Single Transaction Instalment'.
第二步：选择账单分期付款或单笔交易分期付款
Note:
通知:
‘Bill Instalment’ is only applicable to retail transactions posted in your current Statement of Account with a minimum accumulated amount of S$500. ‘Single Transaction Instalment’ is applicable to a single unbilled retail transactions of at least S$300.
“账单分期”仅适用于在您的 当前账户报表，最低累计金额为 500新加坡元。'单笔交易分期'适用于单笔未计费 至少300新加坡元的零售交易。
Viewing of Card Credentials
查询篇
On your DCS Cards App home screen, tap on the 'More' button to view all your DCS Cards.
在首页蓝色框内点击“更多”，查看所有卡片。
Step 1:
On the DCS Cards App home screen, select your card.
第一步：
在首页蓝色框内选择卡片。
Step 2:
This leads to the Card Details page where the full list of transactions that are yet to be billed (Unbilled) can be seen. Repayment amounts are also reflected here.
第二步：
进入卡片详情页后，向下滑动可查看所有未出/已出账单的交易列表，包括已还款交易。
Note:
'Posted' refers to transactions that are already confirmed and posted.
'Pending' refers to transactions that are already approved or authorised but still pending confirmation. The transaction will remain as 'Pending' until it is confirmed/settled by the merchant, or until the system drops the transaction after it has remained as pending beyond a certain number of days.
注意：
交易状态
Posted >> 交易已经确认。
Pending >> 交易已经获得批准或授权，但仍在等待最终处理，因此尚未发布。在交易由商家确认/结算之前，交易将保持为待处理状态，直到交易被发布或系统在一定数量的天数后删除待处理交易。
Step 1:
On the DCS Cards App home screen, select your card. This leads to the Card Details page where your list of transactions can be viewed.
第一步：
选择卡片。在卡片详细信息页面上，向下滚动以查看交易列表。
Step 2:
To view your latest statement, tap on 'Billed', then tap on 'Previous Statements'.
第二步：
单击 "已出账" 以查看最新账单的详细信息。单击 "历史账单"。
Step 3:
Select the billing month to view your statement. If you wish to download a PDF copy of your statement, tap on the 'Download' icon on the top right of the screen.
第三步：
选择账单月份。单击右上角的下载图标以查看或下载 PDF 格式的账单。
