• The “September Spend & Earn” Campaign (the “Promotion”) is valid from 16 September 2026 to 30 September 2026, both dates inclusive (the “Promotion Period”). All dates and times stated in these terms and conditions refer to Singapore time.
• The Promotion is open only to Principal Cardmembers of the DCS Ultimate Platinum Mastercard, DCS Flex Visa Platinum Card and DCS Ultimate Platinum UnionPay Card (each an “Eligible Card”). For the purposes of this Promotion, an “Eligible Cardmember” means a Principal Cardmember who holds an Eligible Card, subject to the satisfaction of the following requirements:
• the Principal Cardmember has, during the Promotion Period, successfully opted-in separately for each Eligible Card they wish to participate with by sending an SMS from the mobile number registered with DCS Card Centre Pte. Ltd. (“DCSCC”) to 83184448 in the following format: SEPCB <space> [last 4 digits of the Eligible Card]. For example: SEPCB 8888;
• the Principal Cardmember has successfully accumulated at least S$1,200 in Qualifying Transactions (as defined below); and
• the relevant Eligible Card is among the first 500 Eligible Cards in respect of which the conditions set out in paragraphs (i) and (ii) above have been satisfied.

• Subject to these terms and conditions, an Eligible Card may receive S$40 cashback (the “Cash Rebate”). Each Eligible Card is entitled to a maximum of one S$40 Cash Rebate for the entire Promotion Period.
• Where an Eligible Cardmember holds more than one Eligible Card, each Eligible Card must be separately opted in and must separately satisfy the S$1,200 cumulative Qualifying Transaction requirement in order to be eligible for the Cash Rebate.
• A “Qualifying Transaction” means a single retail transaction that is, during the Promotion Period: (a) made online or offline with an Eligible Card using the relevant Eligible Card and after successful opt-in for that Eligible Card; (b) successfully authorised and posted to the relevant Eligible Card Account; (c) made at a merchant assigned an eligible Merchant Category Code (“MCC”) listed in the full Terms & Conditions; and (d) not otherwise excluded under these terms and conditions.

DCS September Spend & Earn Terms and Conditions apply.

DCS Cards Terms and Conditions apply.